- Civil Litigation
- Contractual Disputes
- Inheritance, Wills and Probate Litigation
- Media and Intellectual Property
- Criminal Litigation
- Divorce and Family Law
- Children Issues
- Divorce Solicitor London
- Domestic Violence
- Father’s Rights
- Financial Issues
- Grandparents’ Rights
- Legal or Judicial Separation
- Pre-nuptial Agreements
- Estate planning, Wills and Probate
- Immigration Solicitor in London
- Entry into the UK
- Domestic Workers Visa
- EEA Nationals
- Entrepreneur Visa / Investor Visa
- Family Visitor
- Marriage visa / Spouse / Civil partner entry clearance
- Multi-entry visit visa
- Sponsored Skilled Workers
- The Points Based System (PBS)
- Tier 4 (General) of PBS – Students
- Unmarried partner entry clearance
- Visiting the UK
- Immigration Appeals
- Remaining / Settling in the UK
- Entry into the UK
- Personal Injury
- Conveyancing/Mortgage Solicitors London
- Auction property
- Buying your home
- Change of Ownership / Title
- Equity Release
- First time buyers
- Lease Extensions
- Long Leases – Buying the freehold
- Purchasing a Property- Do I Need A Survey?
- Right to buy from Local authority
- Selling your home
- Shared Ownership
- Tenancy / letting agreements for your property
- Civil Litigation
Conveyancing/Mortgage Solicitors London
Mortgage/Conveyancing Solicitors In London
For many people, buying and selling their residential property is the biggest transaction they enter into. Our London-based mortgage and conveyancing solicitors have years of experience in completing property transaction smoothly and quickly, ensuring you can move forward with your future plans.
Saracens Solicitors formed in central London nearly 15 years ago and over this time, we have acted advised on thousands of mortgage and conveyancing matters. In addition to our local clients, we act for many high-net-worth individuals and corporations from the Middle East, Russia, China, Africa, and the Americas. We have an in-depth understanding of the UK property market, especially London and can work with you and/or your advisors to secure the property you desire.
Our firm ethos is “building trust through understanding”. As such, we are not a firm that undertakes cheap, high volume conveyancing transactions to bolster client numbers. Instead, each file is handled by one dedicated legal advisor who will guide you through the process. Our mortgage solicitors and conveyancers are led by our London-based partner, Fraz Butt. Fraz and his teams provide the same level of service to all clients, whether they are high-net-worth foreign investors or a couple buying their first home. Our entire firm is committed to providing a bespoke service at an affordable price and ensuring property transactions go through smoothly and precisely.
How long does it take to buy and/or sell a house?
The average timescale for the conveyancing process is six to ten weeks. However, if the property you are selling is older or has a more complex title, the time between due diligence and exchange can take longer.
Our conveyancing team understands how eager you may be to have the conveyancing process completed as quickly as possible. If delays do occur, you will be told why and informed of our progress at every stage.
What is the conveyancing process in England and Wales?
The conveyancing process in England and Wales is relatively straightforward; however, delays can develop if problems emerge with the title or one party in the ‘chain’ pulls out of the deal (this often occurs because of a problem with their property sale and/or purchase).
The legal process of a conveyancing transaction in England and Wales begins once you have made an offer on a property and the seller accepts. At this point, you will need to instruct a mortgage/conveyancing solicitor. Your estate agent may recommend someone to you but be aware that you are not obliged to instruct them and are free to select a conveyancer you would prefer to work with.
To ensure the property you buy elicits no nasty surprises after you have signed the contract, our mortgage solicitors and conveyancers, whose are based opposite London’s Marble Arch, will complete thorough due diligence on your new home.
We will apply for searches from local authorities and water authorities (wherever necessary) and quickly report back findings. These search reports provide vital information about the property you are purchasing and the surrounding areas. Our partner-led conveyancing team will carefully inspect the documentsand advise you if any anomalies or concerns appear.
Our London-based mortgage solicitors will advise you on the legal aspects of obtaining a mortgage, making sure you understand the key terms of your loan agreement and your obligations to the bank.
Once the due diligence checks have been carried out and both parties agree to the terms in the sale and purchase contract (which we will diligently draft), the contracts will be exchanged. In addition, a deposit will be paidfrom the purchaser to the seller. At this point, the transaction becomes legally binding and there may be financial repercussions if one party fails to complete the deal.
A completion date will be set which is usually two to four weeks after the exchange of contracts. However, if you require more time, our London-based conveyancing solicitors will negotiate this for you.
The completion date is always a weekday (often a Friday). The buyer’s solicitors will send the balance of the purchase price to the seller’s solicitors. The seller’s solicitor will then send a copy of the transfer of the property along with title deeds and any other relevant documents. If Stamp Duty is owed, the buyer’s solicitor will pay this and register the buyer as the owner of the property at the Land Registry.
The keys will be released (usually to the estate agent), and the sale is complete.
What precautions are taken to protect against online conveyancing fraud?
Our conveyancing solicitors in London deal with everything from multi-million-pound property transactions through to first-time home buyers purchasing a two-bedroom flat. Regardless of the size of the property and the sums involved, protecting your money is our top priority.
To ensure your hard-earned funds are protectedduring the conveyancing process, we ensure bank details are taken over the phone and rigorously check email addresses of the other parties to the transaction. In addition, before sending large amounts of money, we send a token amount as a test transaction and ensure it is received safely before the balance is transferred. We always check that funds have been received immediately after sending them.
The main protection our clients have when instructing Saracens Solicitors to manage their mortgage/conveyancing transaction is that we really get to know them over the course of their matter. Because your solicitor will be so familiar with you, they will recognise your voice, your style of written communication, and general mannerisms, ensuring fraudulent interception of online transactions never has a chance to take place.
Not only have our management processes been accredited and awarded Lexcel status, but we also hold a Conveyancing Quality Scheme accreditation. These hard-won endorsements are given by the Law Society of England and Walesand demonstrate our London mortgage solicitors and conveyancers commitment to providing excellent service to all our clients.
We know buying and selling a home is an exhilarating but often stressful time in our clients lives. Thats why we leave no stone unturned to ensure the transaction progresses smoothly. With a deep understanding of the residential property market in London, the South East, the remainder of the UK and international jurisdictions, especially in the Middle East, Russia and Europe. Our team can assist you with all conveyancing law matters, including; buy-to-let purchases, equity release, re-mortgaging, lease extensions, enfranchisement, and transfer of ownership.
Conveyancing and mortgage law is an incredibly important part of our practice; therefore, we give it the time and attention it deserves. Fraz and his team regularly attend conferences and training sessions, both in the UK and abroad, so they can provide up-to-date, commercially astute advice to clients who are not only looking for a home, but also an investment. Because we are a full-service law firm, we can also advise you on drafting a Will and tax planning, setting up a company, creating a trust, and/ managing legal matters that spring from buy-to-let investment portfolios.
For confidential conveyancing and mortgage law advice and representation, please call our office on 020 3588 3500 to make an appointment with Fraz or one of his team.
Buying a new home is an exciting experience. At Saracens, our aim is to ensure the process is never stressful for our clients. Our London-based mortgage and conveyancing solicitors have the expertise and dedication to minimise any worries you may have, completing your property transaction swiftly and smoothly.
When buying a property, knowledge is power
Our London mortgage solicitors and conveyancing team will keep you fully informed of your transactions progress. We will provide you with a clear, concise report that explains the legal implications in plain non-legal terms. This allows you to make informed decisions before signing on the dotted line.
Saracens’ London mortgage solicitors and conveyancers’ services
To ensure the property you buy elicits no nasty surprises after you have signed the contract, our mortgage solicitors and conveyancers, whose offices are based opposite Londons Marble Arch, will complete thorough due diligence on your new home. We will apply for searches from local authorities and water authorities (wherever necessary) and quickly report back findings. These search reports provide vital information about the property you are purchasing and the surrounding areas. Our partner-led conveyancing team will diligently inspect the documents, and advise you if any anomalies or concerns appear.
Our London-based mortgage solicitors will advise you on the legal aspects of obtaining a mortgage. They will ensure you understand the key terms of your loan agreement and your obligations to the bank.
Partner-led, people focused
Our firm ethos is “building trust through understanding”. Therefore, we are not a firm that conducts cheap, ‘push them through’ conveyancing transactions to bolster client numbers. Instead, each file is handled by one dedicated legal advisor who will guide you through the process and our mortgage solicitors and conveyancers are led by our London-based partner, Fraz Butt. Fraz and his teams provide the same level of service to all our clients, whether they are high-net-worth foreign investors or a couple buying their first home. Our entire firm is committed to providing bespoke service at an affordable price.
Not only have our management processes been accredited and awarded Lexcel status, we also hold a Conveyancing Quality Scheme accreditation. Both these endorsements are given by the Law Society of England and Wales, and demonstrate our London mortgage solicitors and conveyancers commitment to providing excellent service to all our clients.
To find out more about how our conveyancing team and mortgage solicitors can advise you, please call our London office on 020 3588 3500.
Property buying at auction can be daunting. Before a property auction, make sure you obtain a legal pack from the auctioneers. Saracens’ conveyancing team will review the pack and provide a report on the property. This review will provide you with the vital information about the property, permitting you to make an informed decision on whether or not to proceed. We will also guide you through the completion process if you are successful in your bid.Find out more
Buying a home can be a stressful experience. At Saracens, we will guide you through the completion process and ensure that your transaction is as quick and hassle free as possible. Our team will apply for the necessary searches to provide you with essential information about your property and the surrounding areas. You will have a designated legal advisor committed to making the entire process informative and quick.Find out more
Changing the ownership of your property is often referred to as a transfer of equity. It is the process of amending the owner’s name on the title deeds at The Land Registry. Our specialized team is able to assist you with these changes and provide information about stamp duty and land tax implications for you and your family.Find out more
Freeing up some capital that is tied up in your property can be important for those wishing to plan for retirement. Our experienced team will advise you on the two types of equity release; a lifetime mortgage or a home reversion plan, and then guide you through the entire process.Find out more
Buying property for the first time can be a minefield. Saracens Conveyancing team will guide you through the process of buying your first home and ensure that you are kept up to date on all of the steps of the transaction.Find out more
If your lease on a property has less than 70- 80 years left and/or you have owned the leasehold for more than 2 years we can help you extend the term of the lease. This would add value to the property and will usually allow you to raise finance on the property. We will be happy to assist you throughout the process.Find out more
Through a process known as enfranchisement, leaseholders are able to purchase the freehold interest in a property. Leaseholders then become both tenant and landlord, providing them more security over the building’s management and control. Our specialized team will assist you with this complex process.Find out more
When you are purchasing a property the principle of “caveat emptor” (let the buyer beware) will apply. This means that you must rely on your own inspection, enquiries and survey before committing yourself to purchase. Should any problems surface after […]Find out more
At Saracens, we can assist you with paying off your original mortgage using the proceeds from a new mortgage on the same property. The process can be utilized if you have found a better mortgage deal or have the funds to pay off the mortgage. Call us to discuss how.Find out more
If you are a local authority tenant or were living in your home when the local authority transferred it to a new landlord, you may have the right to buy your home. Discounts of up to £100,000.00 are available on the price for those who are eligible. There are conditions that must be adhered to but you can buy the property on your own or with those individuals that you have lived with or those who currently share your tenancy. For further information you should contact our specialist property team to discuss. We can help you make an offer and will assist you with the completion process.Find out more
Once you have put your property on the market and accepted an offer from a prospective purchaser, you will need the right team to ensure that the sale process is managed as smoothly and quickly as possible. Our property team have years of experience in ensuring a sale proceeds efficiently, especially if you are in a chain of transactions. We collect the necessary information from you at the outset and create a “sale pack” to go to the purchaser’s solicitors quickly to begin the process. Call us to see how we will help.Find out more
Housing associations provide shared ownership schemes that allow you to buy between 25% and 75% of the value of your home whilst paying rent on the remaining share. The percentage of the share must be negotiated with the Housing Association, with schemes on offer varying. We can discuss what is a suitable offer to make and our team will guide you through the process to ensure you are aware of the amount of rent and other charges that are payable and what to do if you wish to sell the property. Our experienced team is able to review your terms and advise you on the process.Find out more
Whether you are a landlord who needs a secure, tailored contract drafted or a tenant who wishes to enter into a tenancy and needs to know your rights, we can assist. A tenancy agreement is a legal contract between landlord and tenant. It needs to be clear on issues like a tenant’s right to occupy the premises, the length of the occupancy, the notice period, the deposit and the landlord’s right to receive rent. This will prevent any issues arising. At Saracens, we will advise you fully and draw up a suitable agreement for you. Call us now if you wish to discuss the next steps.