It is no doubt that buying a home is a huge life decision, commitment and one of the biggest goals for many people. Equally, selling a home is just as important. Conveyancers, estate agents, surveyors and mortgage brokers all play a huge role in making that goal come true. At Saracens, we pride ourselves in […]
Due to the current changes in interest rates, many homeowners are worried that their monthly payments will skyrocket soon once their fixed-rate deals conclude. As a result, many people are considering remortgaging their property to favourable lenders who have more competitive interest rates. So our conveyancing team have written this blog to help you answer […]
Keeping up with Kwasi Chancellor Kwasi Kwarteng delivered his mini budget on Friday 23rd September 2022. Among the many announcements, Kwasi has proposed a permanent cut to the Stamp Duty Land Tax (SDLT) in hopes that this will help people on all levels of the property ladder. What is Stamp Duty and how is this […]
While most people don’t like to dwell on the idea of death and its implications, a well drafted will could save the deceased’s dependants years of legal battles and thousands of pounds in fees. A number of people close to the deceased could use a poorly drafted will to raise disputes and potentially claim a […]
What is the Mortgage Guarantee Scheme? Home buyers struggling to raise a deposit can now make use of the government’s new mortgage guarantee scheme. Under the initiative, buyers will only need to raise 5% of the value of the property to qualify for a mortgage. Lenders will be able to recover a portion of their […]
The world is uncertain. Despite everything we may have and own, there are certain aspects that are not within our control. What we can control is how we plan for life’s most unfortunate scenarios. Recent events have proven how quickly things can change and how important it is to plan for future generations. Many of our clients […]
In January of 2021, the Ministry of Housing, Communities, and Local Government issued a press release pertaining to proposed changes to leasehold laws in the UK. This is being hailed as one of the “biggest reforms to English Property Law for 40 years”, and with the introduction of the legislation, it is set to make […]
Whilst no one wants a landlord who is overly involved, think George Roper in ‘Man About The House’ (I am truly showing my age here), a missing landlord can cause difficulties for leaseholders who need to extend their lease or wish to purchase the freehold of their flat. A missing landlord is a common problem. […]
The current health pandemic has all made us realise more than ever, how uncertain life can be. And it causes fear, panic, anxiety and so on. The best way to rebalance is to find control or security within the uncertainty. Many of our clients have asked us questions like “What will happen to my assets […]
