Buying a house/property can be a daunting experience, but don’t worry, our guide below will help you make the process smoother. Our award-winning conveyancing team have created a list of top 10 questions to ask when purchasing a house/property (including things to check). Have a read and save this page for reference when you attend viewings.
1. How long has the house been on the market?
If the property has been on the market for longer than 3 months, it is always useful to ask why this might be. You can always get a survey done on the property to clear out any issues that are not seen immediately upon viewing.
2. Why is the owner selling the property?
The owner may simply be moving to another area or a bigger property, but there are plenty of other reasons such as a noisy neighbourhood or the upkeep of the property.
3. Have there been any issues with the neighbours?
Sellers are legally obligated to disclose disputes with neighbours and it’s always good to ask about things such as a boundary dispute beforehand.
4. What work has been done on the house?
You can see planning permissions on the local council’s website for recent works, but it’s always good to get confirmation from the seller.
5. How is the water pressure?
Take extra time to check the taps around the property for good water pressure. If any tap seems weak/broken, ask the seller about the issue. You should also check that every electric switch is working.
6. How old is the boiler?
Take extra time to check the taps around the property for good water pressure. If any tap seems weak/broken, ask the seller about the issue. You should also check that every electric switch is working.
7. What is the energy performance like?
Energy Performance Certificates (EPC) give an indication of how efficiently the gas, electricity and water run within the property. Buildings with a good EPC rating may enjoy several benefits like lower energy bills, higher property values and a lower carbon footprint.
8. When does the seller need to move by and is there an onward purchase?
Finding out the seller’s move date will give you an idea of how much time you have to arrange things on your end.
An onward purchase means that your property could be part of a chain. This could create problems for you as any delays or complications for the sellers will have a knock-on effect.
9. Is there any evidence of damp?
Signs of damp could mean the property has poor ventilation or more serious issues that can later lead to health problems if you live there. Some common signs of damp are:
- Stains or patches of mould on walls, around windows and doors
- A musty smell
- Excessive condensation on windows
- Peeling wallpaper
10. What council tax band is the property in?
Properties are put into council tax bands A-H, depending on the price they would have sold for in April 1991.
The council tax band ranges for England are:
| Council tax band | Ranges of value |
|---|---|
| A | Up to £40,000 |
| B | £40,000-£52,000 |
| C | £52,000-£68,000 |
| D | £68,000-£88,000 |
| E | £88,000-£120,000 |
| F | £120,000-£160,000 |
| G | £160,000-£320,000 |
| H | More than £320,000 |
Finding out the council tax band of your property can help you estimate your household bills.
