Your shared ownership mortgage solicitor in London

November 15 , 2018
November 15 , 2018

Your shared ownership mortgage solicitor in London

It’s no secret that the UK property market is difficult to get into. Today’s generation of young people are the first since Victorian times to be worse off than their parents. This is startlingly apparent in the realms of house buying, where even in their 30s and 40s, especially in big cities such as London and Bristol, people can’t afford to get on the property ladder.

This is one reason why shared ownership is becoming an increasingly popular house buying model. As your mortgage solicitor in London, at Saracens Solicitors, we have experts who focus on this area of property law.

What is shared ownership?

This is where you get a mortgage for part of the value of a property, and a housing association owns the other share. You then pay a reduced rent to the housing association for their share. The level of share you have can be negotiated with the housing association and could be anything from 25-75%.

Most housing associations will also give you the chance to increase your share of the property and even buy it outright eventually.

How we can help

As your mortgage solicitor in London, we are with you every step of the way. Our shared ownership lawyers have been advising clients for years and know all the peculiarities of this type of mortgage. They can tell you what to look out for and what questions to ask, to make sure you understand all the implications of your contract the with housing association.

We understand that those entering into a shared ownership agreement are likely to be on a tight budget, and we offer affordable rates for these services. We also keep clients informed about each stage of the process and give you regular reports in plain, simple language. We will make sure that you understand exactly what is happening with your transaction, so you can make an informed decision about how to proceed.

Find out more

Call our offices today and talk to our shared ownership mortgage solicitor in London. Whether you are buying or selling a shared ownership house, we will offer you clear, consistent advice and protect your interests at all times.


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