For many people, buying a house and moving is a major life event that can be stressful. The main cause of stress is usually delays. The feeling that it could go wrong at any moment is amplified by long waiting periods. At Saracens Solicitors, we do everything we can to help take some of the stress out of the moving process when we are acting as your mortgage solicitor in London.
Saracens Solicitors understands the conveyancing process and many of the reasons for delay. This means we can help you to avoid some of the common pitfalls such as:
- Any kind of delay when it comes to instructing your solicitor – as soon as an offer is made and accepted, contact us to instruct us as your mortgage solicitor in London. This means that we can start work right away;
- Failing to fully complete or sign paperwork – house sales mean a lot of paperwork. We make it clear to you on the documentation that we send to you on how each piece should be completed. We check them thoroughly when you return them to us so that, if there are any omissions, they don’t hold up the process further down the line;
- Complications with the mortgage – you may have a mortgage offer in place but, if you do not, there are some strict processes that you need to go through. If you do not meet the eligibility criteria, you may be refused. Get as much of your paperwork as possible in order before you apply. Once you have an offer, check how long it lasts for to avoid having it expire at a crucial point in the process;
- Other buyers in the chain dropping out – a long chain can lead to problems like this, which is why first time buyers or sellers with no chain are appealing prospects in the property market. If either of these is you, it may be that you can use this status to your advantage when making offers.
At Saracen Solicitors, we look forward to acting as your mortgage solicitor in London so that we can assist you with these and any other issues that arise.